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Creative Pathways to Homeownership: The Essentials

$
This product includes:
LICENSE RENEWAL PERIOD: 2 YEARS Elective Hours: 0 Core/DCE: 3 Total Hours: 3
Description
State Requirements

Today’s buyers and sellers are working in a market that doesn’t look like it did a few years ago. Prices are up, inventory is tight, and the “usual” path to homeownership doesn’t work for everyone anymore. That’s why options like shared equity programs, down payment assistance, co-buying, owner financing, and alternative loan programs are popping up in real transactions—and the agents who understand them are the ones keeping deals alive.

In this three-hour elective course, you’ll get a clear, practical breakdown of what these pathways are, when they tend to show up, and how to talk about them in a way that helps clients without putting you in the role of a lender or attorney. You’ll also learn smart habits for working with the right pros and guiding creative transactions with confidence.

Course highlights include:

  • Strategies for overcoming affordability and limited inventory challenges
  • Creative financing options, including shared equity and co-buying models
  • Guidance for working with multi-generational and non-traditional buyers
  • Step-by-step overview of down payment assistance programs and grants
  • Practical application of forgivable loans and alternative funding sources
  • Clear boundaries for agent responsibilities and referral best practices
  • Tools for structuring and explaining co-ownership agreements
  • Communication approaches for aligning multiple buyers in one transaction
  • Real-world scenarios illustrating creative deal structuring
  • Building and using a trusted network of lenders, attorneys, and housing resources
Package Content:

State Requirements For Alaska

Alaska State Requirement Details for Real Estate Continuing Education

Renewal Date: 1/31 every even-numbered year

Hours Required: 20 hours

  • 8 hours – Core/DCE hours
  • 12 hours – Elective/ECE hours

2026-2028 DCE Topics:

  • Advertising, Social Media, and AI Compliance  – 2 hours
  • Broker Supervision and Conflict Resolution – 2 hours
  • Fraud Prevention: Wire Fraud and Deed Fraud – 2 hours
  • Required Licensee Diclosures – 2 hours

The CE Shop’s Offering: 20 hours

  • 8 hours – Core/DCE hours
  • 12 hours – Elective/ECE hours

Please note: No more than 12 hours of credit from any one course content area may be accrued toward license renewal in a single licensing period.

This program is exempt from authorization under AS 14.48 and 20 AAC 17.015 because the program is online or distance delivered and the institution does not have a physical presence in the state.

Reporting: The state does not require schools to report course completions.

Expiration Date of Course: Course expiration dates vary by course. Each individual course will have an expiration date listed in your account. See Terms & Conditions for more details.

Certificates: Immediately upon course completions, The CE Shop will provide students with an electronic copy of the course certificate of completion. Certificates will remain in your account for a minimum of five years, should you need additional copies at a later time. Please refer to your application to determine if you need to submit your certificate(s) of completion. Course completion dates are recorded using Central Standard Time. Please note that the date on your certificate of completion will reflect this.

Final Exam: Final exams must be passed with at least a 70% and may be taken as many times as necessary in order to pass.

License Renewal Process: The process to renew in this state is to log in to the licensing system online and follow the prompts to renew.  

Max Hours in a 24-Hour Period: Students will not receive credit for more than 10 hours of continuing education in a 24-hour period. Our online course delivery system manages this requirement for you.

Post-Licensing: All new licensees are required to complete 30 hours of post-licensing within 1 year of licensure. This education is in addition to the 20 hours of continuing education that will be required prior to license renewal. The CE Shop only offers the salesperson post-licensing course at this time.

Still have questions? Visit our Frequently Asked Questions or Contact Us.

Alaska Real Estate Commission

Street Address: Robert B. Atwood Building, 550 W. 7th Avenue, Suite 1500, Anchorage, AK 99501

Telephone: 907.269.8168

Fax: 907.269.8156

Education Information

License Renewal Website

License Lookup Website

Contact AK Real Estate Commission